Business Spotlight: First National Bank of Omaha (FNBO)
For nearly 170 years, FNBO has been helping individuals, families and businesses build strong financial futures. Founded in 1857 in Omaha by brothers Herman and Augustus Kountze, FNBO quickly developed a reputation as an innovative and forward-thinking financial institution. In fact, the bank was among the first in the country to issue credit cards -- long before most other bands followed suit.
Today, FNBO has grown to more than 120 branches across nine Midwest states and ranks among the top 100 U.S. commercial banks based on assets. As the fourth largest agricultural lender in the country and the 15th largest credit card issuer, FNBO combines the strength of a major financial institution with a true community banking approach, proudly calling itself "the great big, small bank."
A Legacy in Downtown Columbus
FNBO's roots in downtown Columbus trace back to 1906, when German National Bank was chartered at the corner of 13th Street and Platte (now 27th Avenue). Later renamed Central National Bank, the institution served as a financial cornerstone for decades before being acquired by FNBO in 1986.
Since then, FNBO has continued the proud tradition of community banking in downtown Columbus preserving over a century of service while expanding access to modern financial tools, digital banking platforms and comprehensive personal, business and commercial services.
Comprehensive Financial Solutions
FNBO offers a full suite of banking services including:
- Personal banking and deposit accounts
- Home, consumer and agricultural lending
- Credit cards
- Business banking and treasury management
- Merchant processing
- Commercial financing
- Wealth management, trust services and retirement planning
- Robust digital banking platforms
Whether serving individuals planning for retirement, farmers expanding operations, or businesses managing growth, FNBO focuses on relationship banking with local decision-making and national resources.
Investing in Columbus
FNBO believes when the community thrives, the bank thrives. Their vision is to create successful communities in all the places they call home, ensuring individuals have access to tools, resources and opportunities to improve their financial well-being.
That commitment shows in their impact. In recent years, FNBO has made significant investments in Columbus, including support for the Children's Museum and Columbus Fieldhouse, Impact Grants to Habitat for Humanity and more than $100,000 invested locally in 2025 alone. FNBO employees are also given paid time to volunteer for causes they care about, and the bank proudly serves as a United Way Pacesetter company.
A True Community Partner
FNBO actively collaborates with local businesses and organizations, working to identify needs, solve challenges and provide improved service. Their mission goes beyond traditional banking -- they strive to be a genuine partner invested in the success of customers and the overall business community.
As a privately held bank, FNBO remains committed to long-term investment in the communities it serves. With continued innovation, expanded digital capabilities and deep local roots, FNBO looks forward to evolving alongside Columbus for generations to come.
To learn more, visit FNBO.com and connect with them on Facebook, X and Instagram.
